Auto Insurance

We offer maximum protection for your vehicles at a minimum cost. You'll ride easy knowing your covered from Smallwood and Small.

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Our experts customize your policy at great rates—without compromising the coverage you deserve. Contact Smallwood and Small Insurance for policy quotes on the best affordable and reliable auto insurance in West Virginia, Virginia, and Maryland.

Ask for a policy comparison and start saving today!


Every time you drive, you put yourself, the car, and others at risk. Let us help you protect you with the right coverages.

Liability covers injury and property damage to others when you cause an accident.

Collision covers your car when you drive it into something (i.e. a tree, another car, a fence, etc.). Comprehensive covers all other types of damage to your car (i.e. glass breakage, theft, fire, etc.).

Towing and rental car coverage can help provide you with transportation while your car is being repaired due to a covered claim.

Uninsured and Underinsured motorist can protect you when the other party is at fault and they don't have any insurance or they carry too little coverage for the amount of damage.

Classic & Collector Automobiles

Vintage vehicles are unique and beautiful. If you have a collector car that you have put lots of time and money into you should have a tailored policy to match. Standard auto policies don't always cover the upgrades made for these classics and can result in insufficient coverage. We can help you find a policy that understands the value of those special vehicles.


Bring us your sailboat, fishing boat, houseboat or yacht, from bow to stern we'll get it covered. This comprehensive coverage protects against many types of losses.

It covers:

  • Physical loss of—or damage to—your boat’s equipment, accessories, outboard motor or trailer
  • Liability protection for bodily injury or property damage
  • Medical payments coverage in the event of bodily injury
  • Extras such as repairs, emergency towing and replacement of personal effects


Choppers, cruisers, sport bikes, and even scooters. On the open road, all are exposed to the same risks. It's important to protect both you and your bike. Med pay coverage on a motorcycle policy can help protect you in an accident.


With an RV you can vacation just about anywhere. Traveling across the country can be an adventure, however, when you are in a new place, you don't want to be worrying about proper coverage. RVs need liability coverage, and additional coverage for the personal belongings inside.

A list of places we serve:

West Virginia




Confused about your coverage? Get to know Jack about your insurance.