• Business Insurance

    Smallwood and Small’s “fit experts” tailor strategic solutions to your small business needs. Our employee benefit programs and commercial products ensure that your company—and your team—are safe, supported and suited for success.

    Business
  • Auto Insurance

    Life on the open road is full of twists and turns, but Smallwood and Small lets you enjoy the ride with confidence. We’ve been providing some of the best auto insurance in Martinsburg, West Virginia. Our experts customize your policy at “wheely” great rates—without compromising the coverage you deserve.

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  • Home Insurance

    Whether you dwell in a dream home or a DIY labor of love, Smallwood and Small takes your domestic aspirations to heart. We’ve been supporting residents of the Eastern Panhandle with quality homeowners insurance for over 30 years.

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  • Life Insurance

    Whether you’re setting the world on fire in your twenties or settling into your seventies, preparation is the true path to financial enlightenment. In an economic landscape characterized by high expenses and fewer holiday bonuses, we must enjoy the journey, but anticipate the destination.

    Smallwood and Small
  • We're in the Fan Zone

    Shepherd University and Smallwood and Small Insurance have agreed to a unique new comprehensive campuswide partnership program.

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Who We Are

Smallwood and Small cuts tall problems down to size.

Your one-stop-shop for short and long-term life planning, Smallwood and Small creates integrated insurance solutions for your personal and business needs. From auto policies to annuities, homeowners’ policies to health insurance, our experts are seasoned, savvy and ready to serve customers in West Virginia’s Eastern Panhandle and throughout the tri-state region.

Solutions for Small Businesses

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Smallwood and Small

Approachable and Acclaimed

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We Make Insurance EZ®

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The Smallwood Scoop

lower homeowners insurance cost

Lower Homeowners Insurance Cost

Posted on March 28, 2017

Have you reviewed your homeowner’s insurance policy lately? You might find that you can put some cash back into your fun money fund. Want to know how? Here […]

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auto insurance money saving tips

Auto Insurance Money Saving Tips

Posted on March 15, 2017

It’s always rewarding to review your monthly expenses and find the places you can cut corners that put cash in your pocket. As you’re conducting a monthly audit […]

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bundling insurance policies

Bundling Insurance Policies

Posted on March 6, 2017

If you’re like most people, you want to get the most bang for your buck, right? However, finding places in your finances to make the comprise can be […]

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